INVEST FOR THE FUTURE

MAP Super offers members a wide range of investment options

PART A - MULTI-MANAGER OPTIONS


Our multi-manager options are provided by IOOF. IOOF offer investments across all types of major asset classes or sectors, such as Australian equities, international equities, property, bonds and cash.

Along with these sector investment options, IOOF offer a number of diversified portfolios such as growth, balanced and conservative options.

IOOF has created a "sector specialist, multi-manager" investment approach to investment management. IOOF applies this approach by combining a blend of high quality active investment managers to manage investments within an asset class. IOOF selects highly regarded investment managers who have specific skills and expertise at managing investments within a specified asset class and have a demonstrated ability to add value over the investment cycle.

Click here to view a list of the multi-manager options available.

Leading fund managers currently include; Barclays Global Investors Australia Limited, PIMCO Australia Pty Ltd, Challenger Funds Management Limited and Perpetual Investment Management Limited. For further information on IOOF's investment approach, please click here to view their website www.ioof.com.au



PART B - SINGLE MANAGER OPTIONS

Our tailored investment options allow you and your financial adviser to tailor your investments by selecting one or more of the wide range of single manager options. We offer investments from a number of different investment managers including: Colonial First State, Credit Suisse Asset Management, MLC, Perpetual, Norwich, UBS and many others. These investments cover all major asset classes and offer a number of diversified options.

View a list of the single manager options available.

PART C - DIRECT SHARE OPTIONS

Direct Share options allow you to select from a number of direct share investments which are listed on the Australian Stock Exchange enabling you to add specific companies to your investment portfolio after undertaking your own research. The selection of shares cover markets such as: Industrial, Resource, Property and Fixed Rate Securities. Minimum investment amounts and brokerage costs apply. For more information regarding the terms associated with our direct shares, please contact our Customer Service Centre.

Click here to view a list of the direct share options available.

PART D - FIXED & VARIABLE INTEREST RATE OPTIONS

INTEREST RATE OPTIONS

Through your MAP Super account, you have the opportunity to invest in income-bearing bank deposits through our interest rate securities options.

Please note that a minimum investment amount of $20,000, restricted access to capital, and strategy terms apply. If you wish to invest in interest rate securities, please refer to the CommInvest Product Disclosure Statement* or contact Spectrum Super Customer Service for information on the relevant terms and conditions.

*Not all product offerings from CommInvest are available to Spectrum Super members.

CommInvest Term Deposit - Interest rates (for amounts up to $500,000)

6 May 2013 (Effective 12.00am AEST) - Rates are %p.a.

Months	Semi-Annual (Regular & Compound)	Annual (Regular & Compound)	Maturity Only
2	3.75		3.75
3	4.10		4.10
4	3.80		3.80
5	3.80		3.80
6	4.10		4.10
7	3.90		3.90
8	3.90		3.90
9	3.90		3.90
10	3.90		3.90
11	3.90		3.90
12	4.05	4.15	4.15
13 -17	3.95	4.05
18 - 23	3.95	4.05
24 - 35	3.95	4.05
36 - 47	4.50	4.60
48 - 59	4.20	4.30
60	4.60	4.70

Adelaide Bank Term Deposit - Interest rates (for amounts up to $5M)

17 May 2013 (Effective 12.00am AEST) - Rates are %p.a.

Term (months)	Interest payable at maturity
3	4.25
6	4.20
9	3.64
12	4.15