Important: These returns are based on the annual movement in unit redemption prices which are calculated net of ongoing management fees and tax where applicable. The return on your individual investment may differ from the information supplied. Performance figures will vary between the underlying investment and the pools which are run by the Trustee for the Plan. This variation is due fees charged by the manager, Trustee and your investment adviser if applicable; the time at which your investments were made during the year; and buy/sell differential applicable to the particular investment; and the fact that the pools managed by the Trustee will typically have a minimum of 1% of their assets invested in cash for liquidity purposes. Where an investment options has not been operating for a full year, the return is provided only for the portion of the year in which the pool operated.